Tammy W. Fletcher is the Internal Audit Manager with Nearman, Maynard, Vallez, CPAs, P.A.. She holds a Bachelor of Business Administration in Accounting from Georgia Southwestern University in Americus, Georgia and received a Masters in Human Resources from the University of Colorado at Boulder, Colorado as part of the Georgia Banking School while employed by Bank of America (formerly NationsBank). Tammy has also completed the National Association of Federal Credit Unions’ Regulatory Compliance School and has earned the NAFCU Certified Compliance Officer (NCCO) designation.

With experience in both the banking and credit union communities, Tammy has a solid background in accounting and finance and human resources. Tammy was formerly the CFO for a $550 million bank (a former credit union) in South Georgia. She also managed the areas of risk, disaster recovery, fraud, security, property, human resources, ACH, and subsidiaries as part of her bank management responsibilities. Tammy has worked on conversion teams covering core processors and charter conversions.

Some of her responsibilities include planning and performing engagements for clients in such areas as internal auditing, NACHA compliance audits, BSA/OFAC compliance reviews, and other special work as required.