Since 1979, Nearman, Maynard, Vallez CPAs’ dedication to the credit union industry has provided us with a unique understanding of the professional services desired by our clients.  We have learned that not only do our clients want quality services at reasonable prices; they require a wide variety of services.  Our primary objective has always been to assist our clients in accomplishing their goals through our experience, service, and commitment.  To better meet that objective and our clients’ ever changing needs, our firm has formed alliances with some top professionals in the industry.  These alliances are not “contracted” third party vendors, but highly respected colleagues that we “recommend” to our clients, giving them an option of additional services, if needed.  By joining forces with these outstanding firms, we can combine our unique talents to broaden the level of service to our clients.

The alliance of our firms creates a working relationship that enhances the services, support capabilities, and offerings of the firms to the direct benefit of our clients and the credit union industry.

CastleGarde

CastleGarde is an acknowledged expert provider of credit union information security based assessments and regulatory compliance program services currently providing services to over 300 credit unions nationally and internationally. CastleGarde specializes the area of Information Security policy, technology assessment and the physical aspects addressing the controls, access, management, and safeguarding of member information as defined by NCUA Reg. 748 Appendix A and B. CastleGarde provides information security policy and procedure reviews, external penetration testing as well as onsite vulnerability assessments including physical security reviews to measure the overall effectiveness of your information security controls and related programs. Other services include the performance of General Controls Reviews and a full turnkey offering in Business Continuity Planning.

For more information, contact Alan Ropes at (866) 751-3203 or aropes@castlegarde.com or visit their website at www.castlegarde.com.

Gerald E. Creasman, CPA, P.A.

Gerald Creasman CPA. PA has been providing accounting and tax planning services to both small businesses and private individuals for the past 25 years. Gerald Creasman has 25 years' experience working with clients nationwide in many different industries to include construction, real estate, retail, condominium associations, legal, credit unions & hospitality to name a few. Prior to starting his own firm Gerald Creasman began his career working for Nearman & Lents CPAs providing auditing services to the credit union industry.

For more information, contact Jerry at (305)-596-0903 or via email at JCreasman@aol.com.

James L. This and Associates

James L. This and Associates provides consulting services for credit unions in the areas of strategic planning, executive recruitment, board assessments, merger negotiation and executive compensation. James This was co-founder of The Paragon Group and Volunteer Leadership Institute. He has worked with credit unions nationwide for over twenty-five years.

For more information, contact James L. This at (360) 515-0733 or visit their website at www.jlthis.com.

Wilary Winn LLC

Founded in 2003, Wilary Winn, LLC provides independent, fee-based advice to more than 500 financial institutions located across the country, including 40 of the top 100 credit unions.

CECL & ALM: Holistic solutions to measure, monitor and mitigate interest rate, liquidity, and credit risk on an integrated basis. Our CECL & ALM services include:

Credit Risk:
Current Expected Credit Loss (CECL)
Capital Stress Testing
Concentration Risk Management
Real Return Analyses

Outsourced ALM Advisory:
Interest Rate Risk Management
Budgeting and Balance Sheet Optimization
Liquidity Stress Testing

MERGERS & ACQUISITIONS: Independent, fee-based determinations of fair value for mergers and acquisitions. Our merger & acquisition services include: Preliminary And Final Merger Valuation, Goodwill Impairment Testing, Accretion True-Up, & ASC 310-30.

VALUATION OF LOAN SERVICING: Comprehensive and cost-effective valuations of servicing arising from the sale of residential mortgage, SBA 7(a), auto, home equity and commercial loans.

ADDITIONAL SERVICES: services to support our CECL, ALM, fair value and loan servicing product offerings.

For more information, please contact Douglas Winn at 651-224-1200 or dwinn@wilwinn.com.